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Consider the following as you quote your home insurance online:
- What is the difference between replacement value, market value and assessed value on my home?
- What is the difference between personal liability and guest medical payments?
- Does my homeowner policy have limitations on certain items; jewelry, guns, etc?
- Do I have replacement value on my home and personal property?
- Does a pool affect the rating on my homeowner policy?
- Does my home policy provide Identity Theft coverage?
If you aren’t sure of the answers to some or all of these questions, perhaps you need a trusted advisor. One size DOES NOT fit all! ARGUS has a team of professionals ready to answer your questions and to help you make the right choices and get the best value. They are experienced and knowledgeable.
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Compare the benefits of working with an Argus agent as opposed to other ways of purchasing home insurance:
- Argus agents work with multiple insurance companies so they can offer choices. Rates are low and they will offer you all the discounts available.
- Working with multiple insurance companies gives them broader experience and they can therefore give you better advice in tailoring insurance to fit your needs.
- Argus agents live and work in your community. They value the relationship with you and care that you are adequately served.
- Because they are local, you can contact them by email, fax, and phone or you can stop by and see them.
- Argus agents and their support teams work with the latest technology in insurance service and policy handling. This allows them to quickly and efficiently help you with your billing and claims service issues as well as provide you the best value by knowledgeably shopping your insurance.
- Most insurance carriers offer 24/7 claims reporting but when they don’t, Argus maintains emergency claims reporting service to you.
Ways to save money on your home insurance.
• Maintain good credit.
• Purchase auto and home from the same insurance agent.
• Carry higher deductibles if you are able to pay more out of pocket at the time of a loss.
• Consider alarm systems for your home.
• Purchase newer homes.
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Contact your local Argus agent for a free, no obligation, home insurance quote in Yakima, Moses Lake, Sunnyside, or Ellensburg, Washington. Visit our locations page for the office nearest you.